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Adult Financial Literacy

Building Skills:

  • Tools to build assets

  • Money management skills

  • Strong financial future


  • Workshops

    • Potential topics goal setting, home ownership, vehicle purchases, college tuition

  • One on one financial counseling sessions


  • Below the 200% federal poverty guidelines

  • Current proof of income, for 4-weeks (paystubs or notarized letter from employer)

  • Use the calculator to determine if you are eligible (below 200% FPG), Eligibility Calculator (opens a new tab)

  1. select NJ 

  2. select family size*

  3. type in annual income

*If your family size is more than 5, contact HOPES to determine eligibility 



Evelyn Mercado

Community Programs Director

1-855-OK-HOPES ext 1302

“HOPES has empowered me through their free computer classes and upon completion of each class a certificate which makes me feel like I really accomplished something. Not only do I have knowledge of computers but now I know Microsoft Excel, PowerPoint, Publisher, & Word. Not only that, HOPES helped me to find a JOB. With the help of HOPES & my instructor I really, really accomplished something."


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